Consumer Awareness: Home Safety Protection

April 24, 2024

Consumer awareness is about empowering the consumer to make informed decisions regarding products and services in the marketplace. This includes understanding features, important product information, your rights, and how to make a complaint if you are unhappy with a product or service. It also involves being aware of potential safety hazards.

Why consumer awareness is important:

  • Increased Confidence: Knowledge empowers you to navigate the marketplace with confidence, knowing you’re making informed decisions.
  • Protection from Unethical Practices: Knowing your rights helps avoid scams, misleading advertising, and unfair contract terms.
  • Promotes a Fair Market: Consumer awareness fosters a marketplace where businesses are held accountable for fair practices and quality products.
  • Safety: Consumer awareness campaigns often target important safety issues to protect consumers from harm.

Many resources from the Federal government are available to help you become a more informed consumer about home renovation and paint safety. The following are two best-selling publications from the Government Publishing Office Bookstore that offer consumers valuable home safety protection information.

Lead-Safe Certified Guide to Renovate Right. This booklet provides basic facts about lead and your family’s health and how to choose a contractor if you are a property owner. It includes information on preparing for the renovation or repair job and what to look for during and after the job.

Protect Your Family from Lead in Your Home describes the hazards of lead-based paint in homes built before 1978, shows how lead gets into the body, the health effects of lead paint, what you can do to protect your family, and where to go for information. It lists State health and environmental agencies, EPA regional offices, and Consumer Product Safety Commission (CPSC) regional offices. Spanish version available here.

By becoming a more aware consumer, you can protect yourself and your family and make informed choices.

The GPO Online Bookstore – Easy Access to Federal Publications

HOW DO I OBTAIN THESE RESOURCES?

Sign up to receive promotional bulletin emails from the US Government Online Bookstore.

Shop Online Anytime: You can buy a vast majority of eBooks or print publications —with FREE Standard Shipping worldwide— from the U.S. Government Online Bookstore at https://bookstore.gpo.gov.

Order by Phone or Email: Call our Customer Contact Center Monday through Friday, 8 am to 4:30 pm Eastern (except US Federal holidays). From US and Canada, call toll-free 1.866.512.1800. DC or International customers call +1.202.512.1800.  Email orders to ContactCenter@gpo.gov

Visit a Federal depository library: Search for U.S. Government publications in a nearby Federal depository library. You can find the records for most titles in GPO’s Catalog of U.S. Government Publications.

Find more than a million official Federal Government publications from all three branches at www.govinfo.gov.

About the author: Blogger Trudy Hawkins is the Senior Marketing & Promotions Specialist in GPO’s Publication & Information Sales Office supporting the U.S. Government Online Bookstore (https://bookstore.gpo.gov).

Leave a Comment » | Consumer Product Safety Commission, Consumers, Environmental Protection Agency, safety | Tagged: , , , , , , , | Permalink
Posted by Trudy Hawkins

National Credit Union Administration Resources

March 20, 2024

The National Credit Union Administration (NCUA) is an independent U.S. government agency that regulates and insures credit unions. They grant federal charters to credit unions and oversee their operations to ensure they comply with regulations. The NCUA also manages the National Credit Union Share Insurance Fund (NCUSIF), which insures deposits in most federal and state-chartered credit unions, similar to how FDIC insures deposits in banks.

The Government Publishing Office Bookstore offers helpful resources from the NCUA, including advice on protecting account holders and detailed insurance information about their accounts.

How Your Accounts Are Federally Insured for NCUA federally insured credit union members explains the detailed insurance coverage of individual credit union accounts and where to find more resources on financial literacy. Also available in Spanish here.

Your Insured Funds Booklet. Financial literature specifically for credit union members contains in-depth coverage of how the NCUA federally insures credit union accounts, what accounts are securable, and where to find more information on the NCUA and other financial literacy services. Also available in Spanish here.

The NCUA allows various accounts to be opened so members can enjoy the security of a federally guaranteed credit union account. They include:

  • Single accounts
  • Joint accounts
  • Trust accounts
  • Retirement accounts
  • Revocable trust accounts

By insuring deposits, the NCUA provides a safety net for credit union members, giving them peace of mind that their money is protected in case of a credit union failure.

The GPO Online Bookstore – Easy Access to Federal Publications

HOW DO I OBTAIN THESE RESOURCES?

Sign up to receive promotional bulletin emails from the US Government Online Bookstore.

Shop Online Anytime: You can buy a vast majority of eBooks or print publications —with FREE Standard Shipping worldwide— from the U.S. Government Online Bookstore at https://bookstore.gpo.gov.

Order by Phone or Email: Call our Customer Contact Center Monday through Friday, 8 am to 4:30 pm Eastern (except US Federal holidays). From US and Canada, call toll-free 1.866.512.1800. DC or International customers call +1.202.512.1800.  Email orders to ContactCenter@gpo.gov

Visit a Federal depository library: Search for U.S. Government publications in a nearby Federal depository library. You can find the records for most titles in GPO’s Catalog of U.S. Government Publications.

Find more than a million official Federal Government publications from all three branches at www.govinfo.gov.

About the author: Blogger contributor Ed Kessler is a Promotions Specialist in GPO’s Publications and Information Sales Office.

Images and additional content provided by Government Book Talk Editor Trudy Hawkins. Trudy is the Senior Marketing & Promotions Specialist in GPO’s Publication & Information Sales Office supporting the U.S. Government Online Bookstore (https://bookstore.gpo.gov).

Leave a Comment » | Consumers, finances | Tagged: , , , , , | Permalink
Posted by Trudy Hawkins

Protect Your Family from Lead in Your Home

December 8, 2023

Protecting your family from lead in your home is crucial for their health and well-being. If your house was built fifty-plus years ago, lead-based paint could be hidden under refreshed coats of recent vintage or more up-to-date colors. Lead is a toxic metal that can cause severe harm to children, particularly those under the age of six. The Environmental Protection Agency (EPA) warns that lead exposure can cause various issues, such as cognitive impairment and learning difficulties. It can also damage the nervous system and kidneys.

The EPA provides comprehensive guidance on protecting your family from lead hazards in your home. Here’s how to identify potential lead sources:

  • Lead-based paint: Homes built before 1978 are more likely to have lead-based paint.
  • Lead pipes: If your home was built before 1986, it may have lead pipes, which can contaminate your drinking water.
  • Lead-contaminated soil: Lead from deteriorating paint or other sources can contaminate soil around your home.
  • Lead-containing products: Avoid using products that contain lead, such as certain cosmetics, toys, and traditional medicines.

Protect Your Family from Lead in Your Home from the EPA provides important information on protecting your family from lead. This easy-to-read booklet highlights the dangers of lead from paint, dust, and soil in and around your home, which can be dangerous if not managed properly. For example, children who seem healthy may have dangerous levels of lead in their bodies. The EPA suggests testing children for lead levels even though they may appear healthy. Also, disturbing surfaces with lead-based paint or removing lead-based paint improperly can increase the danger to your family. (The Spanish version is available here).

Preventing lead exposure is essential for protecting your family’s health and well-being. Taking proactive measures and seeking professional guidance when needed can create a safe and healthy home environment for your loved ones.

The GPO Online Bookstore – Easy Access to Federal Publications

HOW DO I OBTAIN THIS RESOURCE?

Sign up to receive promotional bulletin emails from the US Government Online Bookstore.

Shop Online Anytime: You can buy a vast majority of eBooks or print publications —with FREE Standard Shipping worldwide— from the U.S. Government Online Bookstore at https://bookstore.gpo.gov.

Order by Phone or Email: Call our Customer Contact Center Monday through Friday, 8 am to 4:30 pm Eastern (except US Federal holidays). From US and Canada, call toll-free 1.866.512.1800. DC or International customers call +1.202.512.1800.  Email orders to ContactCenter@gpo.gov

Visit a Federal depository library: Search for U.S. Government publications in a nearby Federal depository library. You can find the records for most titles in GPO’s Catalog of U.S. Government Publications.

Find more than a million official Federal Government publications from all three branches at www.govinfo.gov.

About the author: Blogger contributor Ed Kessler is a Promotions Specialist in GPO’s Publications and Information Sales Office.

Images and additional content provided by Government Book Talk Editor Trudy Hawkins. Trudy is the Senior Marketing & Promotions Specialist in GPO’s Publication & Information Sales Office supporting the U.S. Government Online Bookstore (https://bookstore.gpo.gov).

Leave a Comment » | Consumers, Environment, Environmental Protection Agency | Tagged: , , , , , , , | Permalink
Posted by Trudy Hawkins

Resources about Homeownership

August 17, 2023

Purchasing a home is a major financial decision that can significantly impact a person’s life. There are many benefits to homeownership, including:

  • Building equity: When you own a home, you are building equity in the property. This means that you are essentially paying yourself back for the purchase of your home over time.
  • Tax benefits: Homeowners can deduct mortgage interest and property taxes from their federal income taxes.
  • Financial stability: Homeowners tend to be more financially stable than renters. This is because they have a fixed monthly mortgage payment, which can help them build a strong credit history.
  • Sense of community: Homeowners tend to be more invested in their communities than renters. This is because they have a stake in the property and want to see it thrive.

If you are considering purchasing a new home or refinancing an existing mortgage, a great first step is to check out the following publications available from the U.S. Government Publishing Office (GPO) bookstore.

Your Home Loan Toolkit: A Step-by-Step Guide takes home buyers through the home loan process in a breeze. This easy-to-understand toolkit includes interactive worksheets, checklists, smart research tips, financing terms, helpful conversation points to discuss with lenders, and much more. The guide also provides the closing disclosure to help home buyers become more comfortable accepting financial documents.

What You Should Know About Home Equity Lines of Credit (HELOC). This booklet can help you explore and understand your options when borrowing against the equity in your home. After you finish this booklet, you’ll understand the effect of borrowing against your home, various financing options, how to get the best HELOC, and what to do if the economy or your situation changes.

Homeownership can be a great investment, but it is important to ensure you are prepared for the responsibilities and costs involved. By researching and planning, you can increase your chances of success as a homeowner.

The GPO Online Bookstore – Easy Access to Federal Publications

HOW DO I OBTAIN THESE RESOURCES?

Sign up to receive promotional bulletin emails from the US Government Online Bookstore.

Shop Online Anytime: You can buy a vast majority of eBooks or print publications —with FREE Standard Shipping worldwide— from the U.S. Government Online Bookstore at https://bookstore.gpo.gov.

Order by Phone or Email: Call our Customer Contact Center Monday through Friday, 8 am to 4:30 pm Eastern (except US Federal holidays). From US and Canada, call toll-free 1.866.512.1800. DC or International customers call +1.202.512.1800.  Email orders to ContactCenter@gpo.gov

Visit a Federal depository library: Search for U.S. Government publications in a nearby Federal depository library. You can find the records for most titles in GPO’s Catalog of U.S. Government Publications.

Find more than a million official Federal Government publications from all three branches at www.govinfo.gov.

About the author: Blogger contributor Trudy Hawkins is the Senior Marketing & Promotions Specialist in GPO’s Publication & Information Sales Office supporting the U.S. Government Online Bookstore (https://bookstore.gpo.gov).

Leave a Comment » | Consumers, Family, finances | Tagged: , , , , , , , , | Permalink
Posted by Trudy Hawkins

National Immunization Awareness Month

August 9, 2023

August is National Immunization Awareness Month (NIAM), a yearly observance highlighting routine vaccinations. This year’s theme, “Protect Yourself. Protect Your Family. Protect Your Community,” emphasizes the importance of vaccination for everyone, regardless of age or health status. Vaccines are safe and effective and can help protect you and your loved ones from serious diseases.

During NIAM, you can:

  • Talk to your doctor or healthcare provider about your vaccination status.
  • Get vaccinated against preventable diseases.
  • Volunteer to help with local immunization events.

Vaccination is also important for travel. “Before you see the world,” a good first step is to get the International Certificate of Vaccination as Approved by the World Health Organization, available from the U.S Government Bookstore. Also known as the Yellow Card, it is required for entering countries with increased health risks. It provides text in both English and French and is your health passport to see the world.

However, before booking your trip, you must visit a healthcare provider and receive the required vaccinations, which will vary depending on your destination. The doctor must list vaccinations given on the form per the instructions, then sign and date it for the Certificate of Vaccination to be valid. Every traveler must keep the certificate “yellow card” on their person while traveling as it serves as a medical passport and proof of vaccination. With your Yellow Card in hand, you’re ready to plan the next venture of a lifetime.

Vaccines are one of the most effective ways to prevent disease.

The GPO Online Bookstore – Easy Access to Federal Publications

HOW DO I OBTAIN THIS RESOURCE?

Sign up to receive promotional bulletin emails from the US Government Online Bookstore.

Shop Online Anytime: You can buy a vast majority of eBooks or print publications —with FREE Standard Shipping worldwide— from the U.S. Government Online Bookstore at https://bookstore.gpo.gov.

Order by Phone or Email: Call our Customer Contact Center Monday through Friday, 8 am to 4:30 pm Eastern (except US Federal holidays). From US and Canada, call toll-free 1.866.512.1800. DC or International customers call +1.202.512.1800.  Email orders to ContactCenter@gpo.gov

Visit a Federal depository library: Search for U.S. Government publications in a nearby Federal depository library. You can find the records for most titles in GPO’s Catalog of U.S. Government Publications.

Find more than a million official Federal Government publications from all three branches at www.govinfo.gov.

About the author: Blogger contributor Ed Kessler is a Promotions Specialist in GPO’s Publications and Information Sales Office.

Images and additional content provided by Government Book Talk Editor Trudy Hawkins. Trudy is the Senior Marketing & Promotions Specialist in GPO’s Publication & Information Sales Office supporting the U.S. Government Online Bookstore (https://bookstore.gpo.gov).

Leave a Comment » | Centers for Disease Control and Prevention (CDC), Consumers, Family, health, Health care, NIH, Travel and Tourism | Tagged: , , , , , , , , | Permalink
Posted by Trudy Hawkins

National Safety Month: A Time to Celebrate Safety

June 14, 2023

June is National Safety Month, a time to focus on preventing injuries and deaths in the workplace and at home. National Safety Month provides an opportunity to raise awareness of safety hazards and learn how to avoid them.

The National Safety Council (NSC), a non-profit organization, works to save lives through safety education and advocacy. This year, the NSC is focusing on the following four key areas:

  • Emergency preparedness: Make sure you have a plan in place in case of an emergency, such as a fire, flood, or earthquake.
  • Slips, trips, and falls: Be aware of your surroundings and take steps to prevent slips, trips, and falls.
  • Heat-related illness: Stay hydrated and cool during hot weather.
  • Hazard recognition: Learn to identify and avoid hazards in your workplace and at home.

The following are tips for staying safe in the workplace:

  • Wear personal protective equipment (PPE) when required.
  • Follow all safety procedures at work.
  • Be aware of your surroundings and be mindful of potential hazards.
  • Don’t be afraid to speak up if you see something unsafe.
  • Get regular safety training.

Sign up for free email alerts regarding safety-related GPO publications.

In addition to the information above, the Federal government also offers the following resources for maintaining a healthy and safe environment in your home.

The Lead-Safe Certified Guide to Renovate Right from the Environmental Protection Agency (EPA) includes essential information about the dangers of lead and the potential lead poisoning through home maintenance and renovation work. This handy booklet covers the basic facts about lead and its impact on health.

Everyone Deserves a Safe and Healthy Home provides home safety tips to help vulnerable family members suffering from chronic illnesses who may be at risk when faced with common occurrences in the home, such as mold, dust, toxins from lead, and old embedded asbestos. It also provides guidance on everyday cleaning chemicals and silent and odorless carbon monoxide and radon, which can pose health risks if not effectively treated and kept under control.

Together, we can create a safer world for everyone by following the above tips in this article.

HOW DO I OBTAIN THESE RESOURCES?

Sign up to receive promotional bulletin emails from the US Government Online Bookstore.

Shop Online Anytime: You can buy a vast majority of eBooks or print publications —with FREE Standard Shipping worldwide— from the U.S. Government Online Bookstore at https://bookstore.gpo.gov.

Order by Phone or Email: Call our Customer Contact Center Monday through Friday, 8 am to 4:30 pm Eastern (except US Federal holidays). From US and Canada, call toll-free 1.866.512.1800. DC or International customers call +1.202.512.1800.  Email orders to ContactCenter@gpo.gov

Visit a Federal depository library: Search for U.S. Government publications in a nearby Federal depository library. You can find the records for most titles in GPO’s Catalog of U.S. Government Publications.

Find more than a million official Federal Government publications from all three branches at www.govinfo.gov.

About the author: Trudy Hawkins is Government Book Talk Editor and Senior Marketing & Promotions Specialist in GPO’s Publication & Information Sales Office, supporting the U.S. Government Online Bookstore (https://bookstore.gpo.gov).

Leave a Comment » | Consumers, Family, Occupational Safety and Health Administration, safety | Tagged: , , , , , | Permalink
Posted by Trudy Hawkins

Help for Preparing Tax Returns    

April 17, 2023

The Internal Revenue Service (IRS) Filing Deadline Is April 18. Purchase Your Federal Income Tax For Individuals, IRS Publication 17, from the IRS now. 

Preparing taxes can be a daunting task if it is your first time. To help you through the process, the IRS has released its official Tax Guide 2022, which is now available through the Government Publishing Office (GPO) Bookstore.

Your Federal Income Tax for Individuals, IRS Publication 17, begins with the rules for filing a tax return.  It explains who must file a return, which tax form to use when the return is due, how to e-file your return, and other general information.  It will help you identify which filing status you qualify for, whether you claim any dependents, and whether the income you are receiving is taxable.

The publication goes on to explain the standard deduction, the kinds of expenses you can deduct, and the various kinds of credits you may use to reduce your tax.  Additionally, it provides information on what important tax changes took effect in 2022.

Whether a first-time preparer, or highly experienced, each year, the IRS makes some degree of revisions to the income tax code. So, even if you’ve routinely and successfully completed your yearly income tax forms it’s a good idea to use this resource to be sure no surprises pop up.

There’s nothing better for peace of mind than being informed about how to prepare for your federal tax responsibilities.

The GPO Online Bookstore – Easy Access to Federal Publications

HOW DO I OBTAIN THIS RESOURCE?

Sign up to receive promotional bulletin emails from the US Government Online Bookstore.

Shop Online Anytime: You can buy a vast majority of eBooks or print publications —with FREE Standard Shipping worldwide— from the U.S. Government Online Bookstore at https://bookstore.gpo.gov.

Order by Phone or Email: Call our Customer Contact Center Monday through Friday, 8 am to 4:30 pm Eastern (except US Federal holidays). From US and Canada, call toll-free 1.866.512.1800. DC or International customers call +1.202.512.1800.

Visit a Federal depository library: Search for U.S. Government publications in a nearby Federal depository library. You can find the records for most titles in GPO’s Catalog of U.S. Government Publications.

Find more than a million official Federal Government publications from all three branches at www.govinfo.gov.

About the author: Blogger contributor Ed Kessler is a Promotions Specialist in GPO’s Publications and Information Sales Office.

Images and additional content provided by Government Book Talk Editor Trudy Hawkins. Trudy is the Senior Marketing & Promotions Specialist in GPO’s Publication & Information Sales Office supporting the U.S. Government Online Bookstore (https://bookstore.gpo.gov).

4 Comments | Consumers, Department of the Treasury | Tagged: , , , , , , | Permalink
Posted by Trudy Hawkins

Safe Travels

March 30, 2023

As COVID-19 restrictions have drastically relaxed since being officially declared a global pandemic three years ago, more and more Americans may decide to travel abroad.

However, if you plan to travel overseas, besides receiving the COVID-19 vaccine, your destination could require traditional immunization before your arrival. You’ll need to obtain and fill out the International Certificate of Vaccination from the Center for Disease Control (CDC) and the World Health Organization (WHO).

The International Certificate of Vaccination or Prophylaxis, also known as the “Yellow Card,” is designed to support infectious disease control world-wide. And with global travel expanding as some nations have eased restrictions, the health and safety of Americans is now important than ever.

Prior to booking your trip, you must visit a healthcare provider and receive required vaccinations that will vary depending on your destination. The attending doctor must list vaccinations given on the form per the instructions, then sign and date in order for the Certificate of Vaccination to be valid. Every traveler must keep the “Yellow Card” on their person while traveling as it serves as a medical passport and proof of vaccination.

Medical providers, state health agencies, travel agents, as well as churches and community services, may want to obtain these handy and universally accepted immunization forms that are needed to go outside the country.

The GPO Online Bookstore – Easy Access to Federal Publications

HOW DO I OBTAIN THIS RESOURCE?

Sign up to receive promotional bulletin emails from the US Government Online Bookstore.

Shop Online Anytime: You can buy a vast majority of eBooks or print publications —with FREE Standard Shipping worldwide— from the U.S. Government Online Bookstore at https://bookstore.gpo.gov.

Order by Phone or Email: Call our Customer Contact Center Monday through Friday, 8 am to 4:30 pm Eastern (except US Federal holidays). From US and Canada, call toll-free 1.866.512.1800. DC or International customers call +1.202.512.1800.  Email orders to ContactCenter@gpo.gov

Visit a Federal depository library: Search for U.S. Government publications in a nearby Federal depository library. You can find the records for most titles in GPO’s Catalog of U.S. Government Publications.

Find more than a million official Federal Government publications from all three branches at www.govinfo.gov.

About the author: Blogger contributor Ed Kessler is a Promotions Specialist in GPO’s Publication and Information Sales program office.

Images and additional content provided by Government Book Talk Editor Trudy Hawkins. Trudy is the Senior Marketing & Promotions Specialist in GPO’s Publication & Information Sales Office supporting the U.S. Government Online Bookstore (https://bookstore.gpo.gov).

Leave a Comment » | Centers for Disease Control, Centers for Disease Control and Prevention (CDC), Consumers, health | Tagged: , , , , , , , , | Permalink
Posted by Trudy Hawkins

National Nutrition Month

March 8, 2023

March is National Nutrition Month, a great time to learn about the importance of making informed food choices and developing healthy eating habits. To help Americans make healthier food choices, Dietary Guidelines for Americans is now available for sale from the U.S. Government Bookstore.

Dietary Guidelines, authored by the Department of Agriculture (USDA) nutrition experts and Health and Human Services (HHS), are designed to help individuals and families stay on track to consume a healthy diet. The information in the Dietary Guidelines is used to develop, implement, and evaluate food, nutrition, and health policies for Americans.

It provides science-based advice to promote health and reduce the risk of major chronic diseases through diet and physical activity. It summarizes and synthesizes knowledge regarding individual nutrients and food components into recommendations for a pattern of eating that consumers can quickly adapt.

It’s important to remember that a healthy dietary program does not have to be based on a rigid prescription. These Guidelines feature a customizable framework, core elements from which individuals can tailor an affordable series of healthy choices to meet personal, cultural, and lifestyle preferences.

How long have you been contemplating changing to a healthier diet? Purchase Dietary Guidelines now for new ideas.

The GPO Online Bookstore – Easy Access to Federal Publications

HOW DO I OBTAIN THIS RESOURCE?

Sign up to receive promotional bulletin emails from the US Government Online Bookstore.

Shop Online Anytime: You can buy a vast majority of eBooks or print publications —with FREE Standard Shipping worldwide— from the U.S. Government Online Bookstore at https://bookstore.gpo.gov.

Order by Phone or Email: Call our Customer Contact Center Monday through Friday, 8 am to 4:30 pm Eastern (except US Federal holidays). From US and Canada, call toll-free 1.866.512.1800. DC or International customers call +1.202.512.1800.

Visit a Federal depository library: Search for U.S. Government publications in a nearby Federal depository library. You can find the records for most titles in GPO’s Catalog of U.S. Government Publications.

Find more than a million official Federal Government publications from all three branches at www.govinfo.gov.

About the author: Blogger contributor Ed Kessler is a Promotions Specialist in GPO’s Publications and Information Sales Office.

Images and additional content provided by Government Book Talk Editor Trudy Hawkins. Trudy is the Senior Marketing & Promotions Specialist in GPO’s Publication & Information Sales Office supporting the U.S. Government Online Bookstore (https://bookstore.gpo.gov).

2 Comments | Consumers, Department of Health & Human Services, Family, health, Health care, Libraries, U.S. Department of Agriculture | Tagged: , , , , , , , , | Permalink
Posted by Trudy Hawkins

Government Resources for Homeownership

July 14, 2022

Are you considering a home purchase or refinancing?

An excellent resource for homeowners or prospective owners is the Consumer Handbook on Adjustable Rate Mortgages from the Consumer Financial Protection Bureau (CFPB). This handy booklet can help you determine if an adjustable-rate mortgage (ARM) is the best choice for you during the home buying process.

It explains how an ARM works and whether it’s the right option. It also describes important features of the loan the lender is offering, and there’s an easy-to-understand illustration showing the parts of a loan estimate specific to ARM loans.

Another excellent resource Your Home Loan Toolkit: A Step by Step Guide, takes home buyers through the home loan process in a breeze. This easy-to-understand toolkit includes interactive worksheets, checklists, smart research tips, financing terms, helpful conversation points to discuss with lenders, and much more. The guide also provides the closing disclosure to help home buyers become more comfortable accepting financial documents. 

With significant financial changes coming to the mortgage market, it’s more important to understand the critical details of shopping for the right financing, recognizing the risks with the various ARMs, and making the best financing choice for you and your family.

The GPO Online Bookstore – Easy Access to Federal Publications

HOW DO I OBTAIN THESE RESOURCES?

Sign up to receive promotional bulletin emails from the US Government Online Bookstore.

Shop Online Anytime: You can buy a vast majority of eBooks or print publications —with FREE Standard Shipping worldwide— from the U.S. Government Online Bookstore at https://bookstore.gpo.gov.

Order by Phone or Email: Call our Customer Contact Center Monday through Friday, 8 am to 4:30 pm Eastern (except US Federal holidays). From US and Canada, call toll-free 1.866.512.1800. DC or International customers call +1.202.512.1800.  Email orders to ContactCenter@gpo.gov

Visit a Federal depository library: Search for U.S. Government publications in a nearby Federal depository library. You can find the records for most titles in GPO’s Catalog of U.S. Government Publications.

Find more than a million official Federal Government publications from all three branches at www.govinfo.gov.

About the author: Blogger contributor Ed Kessler is a Promotions Specialist in GPO’s Publications and Information Sales Office.

Images and additional content provided by Government Book Talk Editor Trudy Hawkins. Trudy is the Senior Marketing & Promotions Specialist in GPO’s Publication & Information Sales Office supporting the U.S. Government Online Bookstore (https://bookstore.gpo.gov).

 

Leave a Comment » | Consumers | Tagged: , , , , , , , , | Permalink
Posted by Trudy Hawkins

Physical Wellness Month

April 13, 2021

April is Physical Wellness Month. Physical wellness includes both physical fitness as well as nutrition. According to Dietary Guidelines for Americans, available at the U.S. GPO Bookstore, even though infections disease rates have dropped, the rates of chronic diet-related diseases have risen in part to changes in lifestyle behaviors. Also according to the publication, more than two-thirds of adults and nearly one-third of children and youth in America are overweight or obese.

Dietary Guidelines for Americans encourage Americans to:

  1. Follow a healthy eating pattern across the lifespan
  2. Focus on variety, nutrient density, and amount
  3. Limit calories from added sugars and saturated fasts and reduce sodium intake
  4. Shift to healthier food and beverage choices
  5. Support healthy eating patterns for all

The guidelines explain that Americans should eat vegetables from all subgroups—dark green, red and orange, legumes, starchy, and other. A healthy eating pattern also includes fruits, whole grains, fat-free or low-fat dairy, and a variety of protein foods, including seafood, lean meats and poultry, eggs, legumes, and nuts.

Healthy eating patterns limit saturated and trans fats, added sugars, and sodium. Check out the publication to learn what percent of your calories each day can be from added sugars, saturated fats, and sodium.

Also helpful are the guideline’s suggestions for shifting current eating patterns to healthier patterns. For example, choose plain popcorn instead of buttered, whole grain bread instead of croissants, and fruit rather than cake or cookies for dessert.

Coming very soon to the GPO Bookstore is the newest version of this publication, Dietary Guidelines for Americans 2020–2025, from the United States Department of Agriculture and the Department of Health and Human Services. Check our online bookstore periodically for the latest version and get on track for Physical Wellness Month!

The GPO Online Bookstore – Easy Access to Federal Publications

HOW DO I OBTAIN THIS RESOURCE?

Sign up to receive promotional bulletin emails from the US Government Online Bookstore.

Shop Online Anytime: You can buy a vast majority of eBooks or print publications —with FREE Standard Shipping worldwide— from the U.S. Government Online Bookstore at https://bookstore.gpo.gov.

Order by Phone or Email: Call our Customer Contact Center Monday through Friday, 8 am to 4:30 pm Eastern (except US Federal holidays). From US and Canada, call toll-free 1.866.512.1800. DC or International customers call +1.202.512.1800.  Email orders to ContactCenter@gpo.gov

Visit a Federal depository library: Search for U.S. Government publications in a nearby Federal depository library. You can find the records for most titles in GPO’s Catalog of U.S. Government Publications.

Find more than a million official Federal Government publications from all three branches at www.govinfo.gov.

About the author: Blogger contributor Cat Goergen is the P.R. Specialist in GPO’s Public Relations office.

Leave a Comment » | Consumers, Department of Agriculture, Family, health, U.S. Department of Agriculture | Tagged: , , , , , , , , , | Permalink
Posted by Trudy Hawkins

Home Safety Guidance for Winter and Beyond

January 13, 2021

Winter season is upon us and COVID-19 cases are continuing to rise. With many families still having to work and manage virtual learning from home, there is no better time than now to evaluate the health of your home. The Department of Housing and Urban Development (HUD) recently released Everyone Deserves a Safe and Healthy Home: A Stakeholder Guide for Protecting the Health of Children and Families.

Everyone Deserves a Safe and Healthy Home provides home safety tips to help vulnerable family members suffering from chronic illnesses who may be at risk when faced with common occurrences in the home such as mold, dust, toxins from lead, and old imbedded asbestos. It also provides guidance on everyday cleaning chemicals, as well as silent and odorless carbon monoxide and radon, which can pose health risks if not effectively treated and kept under control. Each topic is fully explained including what causes the problem and how to prevent and eliminate it. The publication provides a room-by-room safety checklist for conducting a complete healthy home assessment for your house or apartment.

Another popular home safety guide from the Environmental Protection Agency (EPA), The Lead-Safe Certified Guide to Renovate Right, provides important facts about lead and how it can affect your family’s health. If you’re a property owner thinking about hiring a painting contractor or plumber, you will find this publication useful. It explains how best to choose a contractor, and, whether you’re a do-it-yourself type or not, how to prepare for a renovation or repair job. And finally, it tells you where to get more information about lead safety issues.

The GPO Online Bookstore – Easy Access to Federal Publications

HOW DO I OBTAIN THESE RESOURCES?

Sign up to receive promotional bulletin emails from the US Government Online Bookstore.

Shop Online Anytime: You can buy a vast majority of eBooks or print publications —with FREE Standard Shipping worldwide— from the U.S. Government Online Bookstore at https://bookstore.gpo.gov.

Order by Phone or Email: Call our Customer Contact Center Monday through Friday, 8 am to 4:30 pm Eastern (except US Federal holidays). From US and Canada, call toll-free 1.866.512.1800. DC or International customers call +1.202.512.1800.  Email orders to ContactCenter@gpo.gov

Visit a Federal depository library: Search for U.S. Government publications in a nearby Federal depository library. You can find the records for most titles in GPO’s Catalog of U.S. Government Publications.

Find more than a million official Federal Government publications from all three branches at www.govinfo.gov.

About the author: Trudy Hawkins is a writer and senior marketing specialist in GPO’s Publication & Information Sales Division supporting the U.S. Government Online Bookstore (http://bookstore.gpo.gov).

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