Are you considering a home purchase or refinancing?
An excellent resource for homeowners or prospective owners is the Consumer Handbook on Adjustable Rate Mortgages from the Consumer Financial Protection Bureau (CFPB). This handy booklet can help you determine if an adjustable-rate mortgage (ARM) is the best choice for you during the home buying process.
It explains how an ARM works and whether it’s the right option. It also describes important features of the loan the lender is offering, and there’s an easy-to-understand illustration showing the parts of a loan estimate specific to ARM loans.
Another excellent resource Your Home Loan Toolkit: A Step by Step Guide, takes home buyers through the home loan process in a breeze. This easy-to-understand toolkit includes interactive worksheets, checklists, smart research tips, financing terms, helpful conversation points to discuss with lenders, and much more. The guide also provides the closing disclosure to help home buyers become more comfortable accepting financial documents.
With significant financial changes coming to the mortgage market, it’s more important to understand the critical details of shopping for the right financing, recognizing the risks with the various ARMs, and making the best financing choice for you and your family.
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- Click here to purchase Your Home Loan Toolkit: A Step by Step Guide
- Click here to purchase Consumer Handbook on Adjustable Rate Mortgages
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About the author: Blogger contributor Ed Kessler is a Promotions Specialist in GPO’s Publications and Information Sales Office.
Images and additional content provided by Government Book Talk Editor Trudy Hawkins. Trudy is the Senior Marketing & Promotions Specialist in GPO’s Publication & Information Sales Office supporting the U.S. Government Online Bookstore (https://bookstore.gpo.gov).