Homeownership Resources

March 17, 2025

Purchasing a home is a major financial decision that can significantly impact a person’s life. If you are considering buying a new home or refinancing an existing mortgage, a great first step is to check out the following publications from the U.S. Government Publishing Office (GPO) bookstore.

Your Home Loan Toolkit: A Step-by-Step Guide takes home buyers through the home loan process in a breeze. This easy-to-understand toolkit includes interactive worksheets, checklists, smart research tips, financing terms, helpful conversation points to discuss with lenders, and much more. The guide also provides the closing disclosure to help home buyers become more comfortable accepting financial documents.

What You Should Know About Home Equity Lines of Credit (HELOC). This booklet can help you explore and understand your options when borrowing against the equity in your home. After you finish this booklet, you’ll understand the effect of borrowing against your home, various financing options, how to get the best HELOC, and what to do if the economy or your situation changes.

There are many benefits to homeownership, including:

  • Building equity: When you own a home, you build equity in the property. This means you are essentially paying yourself back for purchasing your home over time.
  • Tax benefits: Homeowners can deduct mortgage interest and property taxes from their federal income taxes.
  • Financial stability: Homeowners tend to be more financially stable than renters. This is because they have a fixed monthly mortgage payment, which can help them build a strong credit history.
  • Sense of community: Homeowners invest more in their communities than renters. This is because they have a stake in the property and want to see it thrive.

Homeownership can be a great investment, but it is important to ensure you are prepared for the responsibilities and costs. By researching and planning, you can increase your chances of success as a homeowner.

The GPO Online Bookstore – Easy Access to Federal Publications

HOW DO I OBTAIN THESE RESOURCES?

Sign up to receive promotional bulletin emails from the US Government Online Bookstore.

Shop Online Anytime: You can buy a vast majority of eBooks or print publications —with FREE Standard Shipping worldwide— from the U.S. Government Online Bookstore at https://bookstore.gpo.gov.

Order by Phone or Email: Call our Customer Contact Center Monday through Friday, 8 am to 4:30 pm Eastern (except US Federal holidays). From US and Canada, call toll-free 1.866.512.1800. DC or International customers call +1.202.512.1800.  Email orders to ContactCenter@gpo.gov

Visit a Federal depository library: Search for U.S. Government publications in a nearby Federal depository library. You can find the records for most titles in GPO’s Catalog of U.S. Government Publications.

Find more than a million official Federal Government publications from all three branches at www.govinfo.gov.

About the author: Blogger contributor Trudy Hawkins is the Senior Marketing & Promotions Specialist in GPO’s Publication & Information Sales Office supporting the U.S. Government Online Bookstore (https://bookstore.gpo.gov).

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Posted by Trudy Hawkins

Government Resources for Homebuyers

August 7, 2020

Thinking about buying a new home? Existing home owners, real estate brokers, and mortgage providers can all benefit by checking out helpful resources from the Consumer Financial Protection Bureau (CFPB). The following publications provide important facts and processes in securing the best loan for you and your family.

Buying a home is exciting and, let’s face it, complicated. A great place to start is Your Home Loan Toolkit: A Step By Step Guide. This booklet can help you make better choices along your path to owning a home. This easy-to-follow guide will take you through the home loan process. It provides interactive worksheets as well as a simple 4-step process to help you estimate key financial considerations. Sections on checklists, research tips, and terms will keep your process on track.

Consumer Handbook On Adjustable Rate Mortgages will help you decide whether an adjustable-rate mortgage (ARM) is the right choice for you and will help you take control of the home buying process. This publication helps you understand how an ARM works and the risks that come with the variety of ARM products available.

If you are considering purchasing a new home or refinancing an existing mortgage, be sure to check out these helpful publications at the GPO Bookstore.

The GPO Online Bookstore – Easy Access to Federal Publications

HOW DO I OBTAIN THESE RESOURCES?

Sign up to receive promotional bulletin emails from the US Government Online Bookstore.

Shop Online Anytime: You can buy a vast majority of eBooks or print publications —with FREE Standard Shipping worldwide— from the U.S. Government Online Bookstore at https://bookstore.gpo.gov.

Visit our Retail Store: To buy or order a copy of any print editions from this collection at GPO’s retail bookstore at 710 North Capitol Street NW, Washington, DC 20401, open Monday–Friday, 8 a.m. to 4 p.m., except Federal holidays, Call (202) 512-0132 for information or to arrange in-store pick-up(s).

Order by Phone or Email: Call our Customer Contact Center Monday through Friday, 8 am to 4:30 pm Eastern (except US Federal holidays). From US and Canada, call toll-free 1.866.512.1800. DC or International customers call +1.202.512.1800.  Email orders to ContactCenter@gpo.gov

Visit a Federal depository library: Search for U.S. Government publications in a nearby Federal depository library. You can find the records for most titles in GPO’s Catalog of U.S. Government Publications.

Find more than a million official Federal Government publications from all three branches at www.govinfo.gov.

About the author: Blogger contributor Ed Kessler is a Promotions Specialist in GPO’s Publication and Information Sales program office.

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Posted by Trudy Hawkins

Don’t Let Lead Take Over Your Home

October 6, 2010

Today’s guest post is by Ingrid Reyes-Arias of GPO’s Library Services and Content Management area.

Time and time again, public health educators have stressed the serious implications of lead- contaminated homes.  To educate the public about this problem, the U.S. Environmental Protection Agency has developed a publication to inform and educate you about the detrimental health risks due to the environmental threat of lead. 

Protect Your Family from Lead in Your Home provides important information on different forms of home protection to protect your family from lead.  For example, EPA suggests testing children for lead levels even though they may seem healthy, performing repeated and ongoing lead checks, and more.  In addition, the publication highlights many important facts.  Did you know that lead can go into your body just through breathing or swallowing lead dust? 

Not only does this publication provide facts, it also explains the effects of lead and its implications on your health, such as damage to kidneys and the nervous system, learning disabilities in children, and speech and language impediments.  After detailing the health implications and history of lead, EPA lists the steps to protect your home.  First, how do you check for lead?  There are many ways.  You can do a paint inspection, followed by a risk assessment, or hire a trained and certified testing professional.  All of these approaches will aid in protecting your family from lead. 

Lead inspection in your home is very important. Don’t let a seemingly small detail affect your home and family. These simple steps can change your life, so take a look at the important facts. Read Protect Your Family from Lead in Your Home here or get copies at the GPO online bookstore.

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Posted by govbooktalk